Commercial finance can be a great option for business owners who prefer to buy their business premises instead of renting a commercial property.
What you’d usually pay in rent goes towards owning an asset instead of paying off someone else’s property.
A commercial loan will give you a lump sum of money and offers flexibility in terms of:
But it’s important to note, that even though you’re buying a property, it works differently than a regular mortgage.
Work with your local experienced commercial broker in Adelaide.
As the name suggests, a commercial property loan is used as a way for businesses to purchase real estate needed to operate their business or expand operations.
Asset Finance is used to purchase assets and equipment a business needs to grow without having to pay it all upfront. Instead, they pay off over time – usually a short-term loan. Asset finance can be used to fund any asset– typically, people use it to buy equipment, computers, transport, or tools.
Get to know the types of loans available, and how they work.
We show you how to prepare what lenders need with your application.
Explore your borrowing power with our modelling tools.
We’ll shop around for a commercial option that works in with your cash flow.
Typically, lenders like to see proof of your business operations before approving a loan. In readiness, we explore how your business works, your plans for it, and cash flow.
Your accountant and us work as a team to get you finance ready. We discuss your goals and loan application to work out what they need to provide the lender (from tax returns, P&L statements, statement of accounts etc) and call out any other financial impacts we need to consider.
Based off our business exploration, we’re able to shop around for a solution that will support your business plans.
Once we find the best deal/option for you we share our recommendations.
Our team works with your lender from the start through to loan approval and completion.
Business rarely stays still, so we act as a guide and can explore more finance options if your business operations change.
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